We live and work in N. Ireland so we know the local mortgage market inside out. Not all UK mortgage lenders offer mortgages in N. Ireland and there are many local lenders who aren't well known to GB or online brokers so we use our expert local knowledge to match you to your ideal mortgage.
We have literally thousands of deals to choose from and we start by developing an understanding of your specific needs and circumstances and then matching you to the right lender and the right deal. Once we've chosen your perfect mortgage we do all the paper work, submitting your application (either online or in writing), identifying what additional documentation is required and liasing with the lender throughout the process until your mortgage is offered and completed. In addition we will assess your needs and ensure that you receive advice on any protection insurance products which may be beneficial to you such as life insurance, critical illness insurance or income protection. We are not tied to any single mortgage provider or insurance company so you can be assured that you are receiving impartial advice from the broadest range of providers.
Once your mortgage starts we diarise it for a review at an appropriate time in the future to ensure that you continue to get the absolutely best deals available.
NIMortgages.com is a trading style of John Grant Limited which is authorised and regulated by the Financial Conduct Authority.
We do not normally charge a fee for mortgages over £40,000. For mortgages under £40,000 a fee of £150 will be payable.
We will also receive commission from the lender or insurer which will be detailed on your personal illustration.