NIMortgages are proud to offer the best mortgage advice specifically for Northern Ireland customers. Speak to a mortgage advisor who is based in Northern Ireland, not in a UK call centre, who knows the local mortgage market inside and out. If it's convenient you can call into our office in Newtownards. If you are looking for a mortgage adviser or mortgage broker to help with your mortgage search then you've come to the right place.
Not all UK mortgage lenders offer mortgages in N. Ireland and there are many local lenders who aren't well known to GB or online brokers so we use our expert local knowledge to match you to your ideal mortgage. Whether it's your first home, your 10th move, a buy to let investment or simply a review of your existing mortgage to ensure that you're getting the very best deal, we're here to help.
We have literally thousands of deals to choose from and we start by developing an understanding of your specific needs and circumstances and then matching you to the right lender and the right deal. Once we've chosen your perfect mortgage we do all the paper work, submitting your application (either online or in writing), identifying any additional documentation that may be required and liasing with the lender throughout the process until your mortgage is offered and completed. In addition we will assess your needs and ensure that you receive advice on any protection products which may be beneficial to you such as life insurance, critical illness insurance or income protection. We are not tied to any single mortgage provider or insurance company so you can be assured that you are receiving impartial advice from the broadest range of providers.
Once your mortgage starts we diarise it for a review at an appropriate time in the future to ensure that you continue to get the absolutely best deals available.
What does a service like this cost you may ask? Well, we strive to ensure that our advice is normally free of direct charge to you. We receive commissions from the lenders and insurers that we place your business with and this is fully disclosed on your personal illustration so that everything is above board. For mortgages of less than £40,000 we do charge a broker fee of £150 payable at the point of application.
Our focus is on you from start to finish - making sure you understand the terms and the process whilst not "blinding you with science". We involve you in the decision as to the type of mortgage and any lender preference that you may have.
Our advice is directly regulated by the Financial Conduct Authority and protected by the Financial Services Compensation Scheme so there is no risk to you.
Call us, email us or drop in to our office in Newtownards - we'd be delighted to be of service to you.
NIMortgages.com is a trading style of John Grant Limited which is authorised and regulated by the Financial Conduct Authority.
We do not normally charge a fee for mortgages over £40,000. For mortgages under £40,000 a fee of £150 will be payable. For Buy to let mortgages a fee of £250 will be payable. We will also receive commission from the lender or insurer which will be detailed on your personal illustration.